1. Acceptance of terms
These Terms of Service (“Terms”) govern your access to and use of the Asset Recovery family of mobile applications (the “Apps”), operated by Calming Aura Studios LLC (“we,” “us,” or “our”), including Asset Recovery: Missing Cash, Law Payouts, Tax Refund, Lost 401k, and Cash Audit.
By downloading, accessing, or using any App, you agree to these Terms. If you do not agree, do not use the Apps.
You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Apps. You represent that you have the legal capacity to enter into these Terms.
2. Description of service
The Apps help you discover potential sources of unclaimed money, tax refunds, class action settlements, retirement accounts, and related opportunities by guiding you through intake flows and linking you to official government and trusted third-party search tools.
We do not:
- Search government or private databases on your behalf
- File claims, lawsuits, or tax returns for you
- Guarantee that you will find or recover money
- Act as your lawyer, tax advisor, financial advisor, or claims agent
Features may vary by App, platform, and product roadmap. The Apps are provided “as is” and “as available.” We may modify, suspend, or discontinue features or the entire service at any time, with or without notice, subject to applicable law.
3. Eligibility and account
- You may use the Apps without an account. Optional accounts enable cloud sync of logged results, reminders, and checklist progress.
- You must provide accurate information and keep your account credentials secure. You are responsible for activity under your account.
- We may refuse service or close accounts that violate these Terms or create risk for us or other users.
4. User obligations and acceptable use
You agree that you will not:
- Use the Apps for any unlawful purpose or in violation of applicable law
- Misrepresent your identity when using official government or third-party sites linked from the Apps
- Harass, abuse, or attempt to access data you are not authorized to view
- Reverse engineer, decompile, or attempt to extract source code from the Apps, except to the extent applicable law permits you to do so despite this agreement
- Interfere with or disrupt the Apps, servers, or networks
- Scrape, crawl, or automate access to the Apps in a way that burdens our infrastructure
- Circumvent security controls or access restrictions
We may suspend or terminate your access for conduct we believe violates these Terms or harms the service or others.
5. Intellectual property and license
The Apps, including their design, branding, and software, are owned by Calming Aura Studios LLC or its licensors and are protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the Apps for your personal, non-commercial purposes, subject to these Terms.
Your content: You retain ownership of information you enter. To operate the Apps, you grant us a non-exclusive, worldwide, royalty-free license to host, store, process, and display your content solely to provide the service to you (including cloud sync when you are signed in).
6. Payments, subscriptions, and refunds
The Apps are currently free. If we introduce paid features or subscriptions in the future:
- Paid plans would be offered via in-app purchase through Apple App Store and/or Google Play
- Billing, payment processing, and renewal would be handled by Apple or Google under their terms. We would not store your full payment card details
- Subscriptions may auto-renew until you cancel through your Apple ID or Google Play account settings
- Refunds for in-app purchases are handled by Apple or Google per their policies—we do not process store refunds directly
7. Termination
By you: You may stop using the Apps at any time. You may delete your account where the App provides that option.
By us: We may suspend or terminate your access if you breach these Terms, if we must comply with law, or if we discontinue the service.
Upon termination, your right to use the Apps ends. Data handling after closure is described in our Privacy Policy. Certain information may be retained as required by law or as stated there.
8. Disclaimers
THE APPS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Not professional advice: The Apps provide general information and links to official resources. They are not a substitute for advice from a qualified attorney, tax professional, financial advisor, or government agency. Always verify information with official sources and consult professionals for your situation.
No guarantee: We do not warrant that links are always current, that official sites will return results, or that you will recover money.
We do not warrant that the Apps will be uninterrupted, error-free, or free of harmful components.
9. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
- CALMING AURA STUDIOS LLC AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM YOUR USE OF THE APPS.
- OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE APPS OR THESE TERMS IS LIMITED TO THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE APPS IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).
Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.
10. Indemnification
You agree to defend, indemnify, and hold harmless Calming Aura Studios LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of: (a) your use of the Apps; (b) your content; (c) your violation of these Terms or of others’ rights; or (d) your violation of applicable law.
11. Disputes and governing law
Governing law: These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law rules, except where mandatory consumer protection laws of your jurisdiction apply.
Informal resolution: Before filing a claim, you agree to contact us at support@calmingaura.net to try to resolve the dispute.
Courts: If informal resolution fails, disputes will be resolved in the state or federal courts located in Delaware, and you consent to personal jurisdiction there, unless applicable law in your country gives you the right to bring claims in your local courts (e.g., certain consumer protections in the EU/UK).
Class action waiver: To the extent permitted by law, disputes must be brought only in an individual capacity, not as a plaintiff or class member in any class or representative proceeding.
If you are a consumer in the EEA/UK, nothing in this section limits your mandatory statutory rights.
12. Changes to terms
We may modify these Terms. We will update the “Last updated” date and may provide additional notice for material changes (e.g., in-app). Continued use after the effective date constitutes acceptance. If you do not agree, stop using the Apps.
13. Contact
Calming Aura Studios LLC
Email: support@calmingaura.net
We aim to respond within 30 days.
14. General provisions
- Entire agreement: These Terms and the Privacy Policy constitute the entire agreement between you and us regarding the Apps.
- Severability: If any provision is invalid, the remainder remains in effect.
- No waiver: Failure to enforce a provision is not a waiver.
- Assignment: You may not assign these Terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.
- No agency: No joint venture, partnership, or agency is created.